Review · Safety and regulation

Is eToro safe? Regulation, licences and client protection

eToro lists 8 companies in our data, 4 of them under Tier 1 regulators (FCA, CySEC, ASIC and MAS). How safe your account is depends on which of them opens it: protections differ from company to company.

Written and checked by: Low Spread Brokers team
Updated: 20 Oct 2026

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Low Spread Brokers does not give personal investment advice.

At a glance

eToro

6.0/10

Entities 8

Minimum deposit: Not published
EUR/USD spread from: Not measured
Max retail leverage: 1:30 (major FX, retail) — eToro Responsible Trading Policy, entity not specified on page (FCA, CySEC)
Platforms: proprietary
Founded: 2007

5 of 8 licences checked on the register, 20 Oct 2026

Visit brokerUnpaid link

55% of retail investor accounts lose money when trading CFDs with this provider (entity not named).

Full eToro review

Quick answer

Is eToro safe and regulated?

For a UK resident, eToro is a regulated broker: accounts are opened by eToro (UK) Ltd, licence 583263 with the FCA as eToro publishes it, with negative balance protection and FSCS up to £85,000 if the firm fails. Safety is lower where our data shows no protection, such as eToro (Seychelles) Ltd, an offshore company whose served countries eToro does not state.

Negative balance protection is confirmed for 3 companies: eToro (UK) Ltd, eToro (Europe) Ltd and eToro AUS Capital Limited.
Compensation in our data: FSCS up to £85,000 (eToro (UK) Ltd); Cyprus ICF up to €20,000 (eToro (Europe) Ltd). None is recorded for the other 6 companies.
Warning on eToro’s site: 55% of retail CFD accounts lose money; the warning does not name the eToro company (checked 19 Oct 2026).

eToro companies and regulators

eToro lists 8 companies in our data. Licence numbers are shown as eToro publishes them; we have not yet matched them on the regulators’ registers.

eToro companies and regulators
Entity	Regulator	Licence	Max. retail leverage	Negative balance protection	Compensation
eToro (UK) Ltd	Tier 1 FCA	583263Checked on the register, 20 Oct 2026	1:30 (major FX, retail) — eToro Responsible Trading Policy, entity not specified on page	Yes	FSCS up to £85,000
eToro (Europe) Ltd	Tier 1 CySEC	109/10Checked on the register, 20 Oct 2026	1:30 (major FX, retail) — eToro Responsible Trading Policy, entity not specified on page	Yes	Cyprus ICF up to €20,000
eToro AUS Capital Limited	Tier 1 ASIC	AFSL 491139Checked on the register, 20 Oct 2026	Not published	Yes	Not published
eToro (Seychelles) Ltd	Offshore FSA Seychelles	SD076Company checked on the register, 20 Oct 2026; the register does not list the number	Not published	Not published	Not published
eToro (ME) Ltd	Tier 2 FSRA	FSP 220073As published by the broker	Not published	Not published	Not published
eToro Singapore Pte. Ltd.	Tier 1 MAS	CMS101824Company checked on the register, 20 Oct 2026; the register does not list the number	Not published	Not published	Not published
eToro USA Securities Inc.	Tier 2 SEC / FINRA	FINRA CRD 298361; SEC 8-70212As published by the broker	Not published	Not published	Not published
eToro USA LLC	Tier 2 FinCEN	NMLS ID 1769299As published by the broker	Not published	Not published	Not published

Which entity will I get?

Pick your region to see the entity that would open your account.

eToro (UK) Ltd · FCA · 583263 · Max retail leverage 1:30 (major FX, retail) — eToro Responsible Trading Policy, entity not specified on page

Our data (collected 19 Oct 2026) names no eToro company for this region; check eToro’s own site before you apply.

eToro AUS Capital Limited · ASIC · AFSL 491139 · Max retail leverage Not published

eToro (ME) Ltd · FSRA · FSP 220073 · Max retail leverage Not published

Our data (collected 19 Oct 2026) names no eToro company for this region; check eToro’s own site before you apply.

Check the register yourself

Open the regulator’s register, search the licence number and compare the firm name and website address with etoro.com. Clone firms copy real names and numbers.

Client money

Tier 1 regulators require client money to be held apart from the firm’s own money; an offshore company may not have that rule.

Is eToro safe? Our verdict

6.0/10

eToro publishes licence numbers for all 8 companies, and the UK, Cypriot and Australian ones confirm negative balance protection. The weak spots are outside those three: no compensation scheme is stated for the Australian, Singapore, UAE and Seychelles companies, and the loss-rate warning does not name the company it refers to.

Choose it if

you live in the UK, Australia or Singapore, where our data names a Tier 1 eToro company
you want losses capped at your deposit: negative balance protection is confirmed for the UK, Cypriot and Australian companies

Look elsewhere if

you need a compensation scheme outside the UK and the EU: none is recorded for the other companies
you want MT4 or MT5 from a regulated broker: eToro offers only its own platform

Visit brokerUnpaid link

55% of retail investor accounts lose money when trading CFDs with this provider (entity not named).

What changed

19 Oct 2026 Entities, costs and loss rates re-collected from eToro’s own pages.

Risk warning:

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Most retail investor accounts lose money. Consider whether you understand how CFDs work and whether you can afford the high risk of losing your money.

Low Spread Brokers does not give personal investment advice.

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FAQ

Is eToro safe? Questions

Short answers from eToro’s published terms, collected up to 19 Oct 2026. Terms change: check eToro’s own page before you trade.

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We cannot give personal investment advice.

1Is eToro safe?

eToro runs 4 companies under Tier 1 regulators (FCA, CySEC, ASIC and MAS), and three of them confirm negative balance protection. That makes it a regulated broker in the UK, the EU, Australia and Singapore. It is not risk-free: 55% of retail CFD accounts lose money, and protection depends on the company that holds your account.