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Comparison · eToro vs Plus500
eToro quotes EUR/USD from 0.005% of the trade value; Plus500 publishes no EUR/USD spread figure at all, only that its price is a dynamic spread. Both run FCA-authorised companies for UK clients: eToro (UK) Ltd and Plus500UK Ltd. Terms below are the brokers’ own, checked 19 Oct 2026.
Low Spread Brokers does not give personal investment advice.
Quick answer
Neither wins outright: both get 4 for platforms, and neither has a costs score because neither publishes a EUR/USD spread in pips. eToro scores higher on regulation (9 against 8): our method takes a point off Plus500 for a regulatory fine, the FSA’s £205,128 penalty on Plus500UK in 2012 for transaction reporting failures. Plus500 scores higher on accounts (6 against 4.5) for a published Australian minimum deposit of A$100. Overall: eToro 6.0 against Plus500 5.9. The split is practical: eToro publishes its spread and lists 9 funding methods; Plus500 has 14 companies in our data, including Canada, which eToro does not accept.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage.
6.0/10
Fits: a cost you can work out before trading (EUR/USD from 0.005% of the position) and e-wallet funding: eToro Money, Neteller, iDEAL, Trustly and Przelewy24
55% of retail investor accounts lose money when trading CFDs with this provider (entity not named).
5.9/10
Fits: residents of Canada or Japan, where eToro has no company in our data, and a demo with unlimited virtual funds and no end date while the account is open
76% of retail investor accounts lose money when trading CFDs with this provider (Plus500UK Ltd).
| Published term | eToro | Plus500 |
|---|---|---|
| Preliminary score | 6.0/10 | 5.9/10 |
| Minimum deposit | Not published | A$100 |
| Lowest EUR/USD spread published | Not measured | Not measured |
| Commission | Not published | 0 AUD per lot per side |
| Platforms | proprietary | proprietary |
| Account types | Standard, Demo, Professional | Standard, Demo, Professional |
| Funding methods | eToro Money, Debit/credit card, Bank transfer, PayPal, Neteller, Skrill, iDEAL, Trustly, Przelewy24 | Debit/credit card (Visa, Mastercard only), PayPal, Skrill, Bank transfer |
| Regulators and licence numbers, as published | FCA 583263, CySEC 109/10, ASIC AFSL 491139, FSA Seychelles SD076, FSRA FSP 220073, MAS CMS101824, SEC / FINRA FINRA CRD 298361; SEC 8-70212, FinCEN NMLS ID 1769299 | FCA 509909, CySEC 250/14, Finantsinspektsioon 4.1-1/18, ASIC AFSL 417727, FMA FSP 486026, FSCA FSP 47546, MAS CMS100648-1, DFSA F005651, SCA 20200000232, JFSA 156, CIRO Not published, FSA Seychelles SD039, SCB SIA-F250, Israel (regulator not named) Not published |
| Max. retail leverage, by company | 1:30 (major FX, retail) — eToro Responsible Trading Policy, entity not specified on page (FCA, CySEC) | 1:30 (forex, retail; EUR/USD initial margin 3.33%) (FCA) · 1:30 (forex, retail — per Plus500 forex page en-fr) (CySEC) |
| Retail loss rate, first company listed | 55% of retail investor accounts lose money when trading CFDs with this provider (entity not named). | 76% of retail investor accounts lose money when trading CFDs with this provider (Plus500UK Ltd). |
Preliminary scores from published data, 0–10 per criterion. Plus500 scores higher on accounts; eToro scores higher on regulation; platforms is level. Plus500’s accounts lead is the A$100 minimum in its Australian disclosure statement; eToro publishes no single minimum, so that part of its score is zero. The costs bar shows 0 for both: neither publishes a EUR/USD spread in pips. Research and support are not scored yet.
eToroPlus500
Both are single-app CFD brokers with FCA companies, so four questions decide it.
eToro publishes EUR/USD from 0.005% of the position: $0.50 on a $10,000 trade, opened and closed, in what eToro calls the lowest possible scenario. Plus500 says it is paid mainly through a dynamic bid/ask spread and gives no figure; its UK User Agreement adds a currency conversion fee of up to 0.7% of realised profit or loss.
In the UK, eToro (UK) Ltd (FRN 583263) or Plus500UK Ltd (FRN 509909). Elsewhere eToro has Tier 1 companies with FCA, CySEC, ASIC and MAS; Plus500 with FCA, CySEC, Finantsinspektsioon, ASIC, MAS, DFSA, JFSA and CIRO. Both also run offshore companies in the Seychelles, so check the company named in your account application.
eToro states FSCS cover up to £85,000 for eToro (UK) Ltd. Plus500’s documents disagree: its UK User Agreement says £85,000, other Plus500 pages say £120,000. FSCS protects against the firm failing, not against trading losses.
eToro’s demo is a virtual portfolio of $100,000 in virtual funds, reset through customer service; eToro states no time limit. Plus500 publishes unlimited virtual funds and no end date while the account is open, with the balance adjustable in Funds Management. Both run on the broker’s own platform only.
Brands that, like eToro and Plus500, have retail companies authorised by the FCA, ASIC and MAS, by our regulation score; ties broken by the overall score.
76.6% of retail investor accounts lose money when trading CFDs with this provider (OANDA Europe Limited).
70% of retail investor accounts lose money when trading CFDs with this provider (IG Markets Ltd / IG Index Ltd (UK)).
69% of retail investor accounts lose money when trading CFDs with this provider (CMC Markets UK plc).
Methodology v1 · preliminary scores
Both brokers are scored by the same formula from their published terms. We have not opened live accounts with either, so no figure on this page is a test result.
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Published spreads behind the scores
| Checked | Quote | Spread |
|---|---|---|
| 19 Oct 2026 | EUR/USD, Spread-only (OANDA Europe Limited, UK) account, OANDA | 0.6 pips |
| 19 Oct 2026 | EUR/USD, UK spread bet/CFD account, IG | 0.6 pips |
| 19 Oct 2026 | EUR/USD, FX Active account, CMC Markets | 0.0 pips |
Risk warning:
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Most retail investor accounts lose money. Consider whether you understand how CFDs work and whether you can afford the high risk of losing your money.
Low Spread Brokers does not give personal investment advice.
FAQ
Answers use the brokers’ published terms collected up to 19 Oct 2026. Terms change: check the broker’s own page before you trade.
Ask a questionWe cannot give personal investment advice.
Published terms do not settle it. eToro quotes EUR/USD from 0.005% of trade value, about 0.55 pips at a rate of 1.10. Plus500 publishes no EUR/USD spread figure, only that its spread is dynamic, and neither broker’s overnight fees are in our data (collected 19 Oct 2026). Compare the live quote in each app on the same pair at the same time.
Data collected up to 19 Oct 2026
On our preliminary scores Plus500 has 5.9 and eToro 6.0. eToro scores higher on regulation (9 against 8): our method takes a point off Plus500 for a regulatory fine, the FSA’s £205,128 penalty on Plus500UK in 2012 for transaction reporting failures. Plus500 scores higher on accounts (6 against 4.5) for a published Australian minimum deposit of A$100. Platforms (4) are level, and costs are not measured for either.
Data collected up to 19 Oct 2026
Its UK company is Plus500UK Ltd, FRN 509909, checked on the FCA Register on 20 Oct 2026. Plus500 lists 14 companies worldwide in our data, from CySEC and ASIC to offshore ones in the Seychelles and the Bahamas, so the protection you get depends on which one opens your account.
Data collected up to 19 Oct 2026
Both UK companies are FCA-authorised: eToro (UK) Ltd, FRN 583263, checked on the FCA Register on 20 Oct 2026. Both state negative balance protection for UK clients and the same 1:30 cap on major currency pairs. Neither protects you from losses: 55% of eToro’s and 76% of Plus500 UK’s retail CFD accounts lose money, as each publishes.
Data collected up to 19 Oct 2026
No. Both list only their own web and app platform in our data, with no MT4, MT5, cTrader or TradingView trading. Expert advisors built for MetaTrader will not run at either broker.
Data collected up to 19 Oct 2026
eToro sets it by country and publishes no single figure. Plus500 publishes A$100 for its Australian company; for the UK it says each deposit method has its own minimum, shown inside the platform.
Data collected up to 19 Oct 2026
With Plus500, through Plus500CA Ltd, regulated by CIRO; check its listing on the CIRO site, as Plus500 publishes no licence number for it. eToro’s terms list Canada among the countries it does not accept.
Data collected up to 19 Oct 2026
Broker pages the figures on this page come from, with the date we copied them.
Search FRN 583263 and FRN 509909 on the FCA Register, then compare the live EUR/USD quote in each app.
CFDs are complex and carry a high risk of losing money rapidly.